FDIC-Insured- Backed by the full faith and credit of the U.S. Government. 

About Us

C&F Financial Corporation is the parent company of Citizens and Farmers Bank (C&F Bank), which has proudly served local Virginia communities since 1927. Through our family of subsidiaries—including C&F Mortgage Corporation, C&F Finance Company and C&F Wealth Management—we provide a full spectrum of financial services to individuals and businesses.

C&F Bank operates retail branches and commercial loan offices across Virginia, offering personal and business banking solutions such as loans, deposit accounts, treasury services and other essential services.

C&F Mortgage Corporation specializes in a wide range of residential mortgage products throughout the Mid-Atlantic region.

C&F Finance Company supports auto, marine, and recreational vehicle purchases through indirect lending programs across the U.S.

C&F Wealth Management delivers personalized investment solutions, primarily through our bank branches.

For nearly 100 years, we’ve believed in a simple truth: when you focus on people and community, you can make a meaningful difference. At C&F, we’re committed to helping our customers achieve their goals—because when they succeed, we all succeed.